I'm excited about your journey! Let's get started! Below you will find different options available and a little information on each. Please do not hesitate to contact us with any questions you may have.
Let's Get Started to View Our Primary Credit Lines below. If you get stuck and would like a consultation based on your specific needs and goals, schedule a consultation session here. (Cost is $39)
First things first, you have to know where you are and track your progress.
That's Right, Credit Monitoring. Choose one of the below options. You can keep track of all 3 scores and track your progress along the way. We recommend both vendors, they both have great perks and update communications.
Cost: $1 for the first 7 days/
Next, Review and Pick tradelines to start adding some positiveness to your credit.
How it works: Choose a tradeline, finance an item from store/ site, so that they can legally report your payment history with them to their selected breaus. No Credit Checks! Win Win, Right! Please note, all of these companies are individual companies, they may charge a registration, sign up, or annual fee for their line.
Make on-time payments! Make on-time payments! Make on-time payments!!! (I know I said that more than once!) Keep your utilization under 5% with larger credit lines, and be mindful that we are trying to BUILD YOUR CREDIT, not destroy it. This is your opportunity to better your credit situation.
IMPORTANT: If you have credit freezes or locks on your account, they must be removed before you apply for any of the lines.